Tip on $40
A 15% tip on $40 is $6.00, 18% is $7.20 and 20% is $8.00. Use the calculator to change the percentage, or read the full table below.
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How Much Is a Tip On $40?
On a $40 bill, a 15% tip is $6.00, an 18% tip is $7.20 and a 20% tip is $8.00. That makes your total $46.00, $47.20 or $48.00.
Forty dollars is a dinner for two at a casual restaurant, or one person at somewhere nicer. Every common percentage lands neatly: $6 at 15%, $8 at 20%, $10 at 25%.
| Tip percentage | Tip | Total |
|---|---|---|
| 10% | $4.00 | $44.00 |
| 12% | $4.80 | $44.80 |
| 15% | $6.00 | $46.00 |
| 18% | $7.20 | $47.20 |
| 20% | $8.00 | $48.00 |
| 22% | $8.80 | $48.80 |
| 25% | $10.00 | $50.00 |
Calculated on $40 before sales tax.
Splitting a $40 Bill
Two people at 20% pay $24 each, four people $12 each. Forty divides cleanly by two, four, five and eight, which makes it one of the easiest bills to split at the table.
| Split between | Each pays (18%) | Each pays (20%) |
|---|---|---|
| 2 people | $23.60 | $24.00 |
| 3 people | $15.73 | $16.00 |
| 4 people | $11.80 | $12.00 |
| 5 people | $9.44 | $9.60 |
| 6 people | $7.87 | $8.00 |
Always add the tip to the full bill first and divide afterwards. Splitting first and letting everyone round their own share up leaves the server short — the main calculator handles this correctly.
Working Out $40 in Your Head
Move the decimal point one place left to get 10% of $40, which is $4.00. Everything else builds from that number: double it for 20% ($8.00), add half of it for 15% ($6.00), or take 20% and subtract a tenth for 18% ($7.20).
Ten percent is $4 — one of the cleanest starting points there is. Everything else is a multiple: $6, $8, $10.
The same shortcut works on any bill — the full method is explained here, and the tip chart covers the amounts either side of $40.
What to Leave on $40 by Service
Every percentage on $40 lands on a round figure, so this is one of the few bills where the exact number is easy either way.
| Service | Percentage | Tip | Total |
|---|---|---|---|
| Exceptional service | 25% | $10.00 | $50.00 |
| Good service | 20% | $8.00 | $48.00 |
| Standard service | 18% | $7.20 | $47.20 |
| The acceptable floor | 15% | $6.00 | $46.00 |
| Poor service | 10% | $4.00 | $44.00 |
Below 15% reads as a deliberate comment rather than a small tip, so it is worth speaking to the manager as well. The average tip percentage guide covers where these ranges came from.
Rounding the Total Up Instead
$45 is a 12.5% tip and $50 is 25% — there is no round total in between, so $40 forces a choice.
| Rounding up to | That tip is | Which is |
|---|---|---|
| Round the total to $45 | $5.00 | 12.5% |
| Round the total to $50 | $10.00 | 25.0% |
Rounding is the whole convention outside the United States — see tipping around the world.
$40 Plus Sales Tax
Every figure above is calculated on $40 before sales tax, which is the US convention. What the bill actually comes to depends on where you are — these are the totals at the rates you are most likely to meet.
| Sales tax rate | Tax | Bill with tax | 20% tip (pre-tax) | Total |
|---|---|---|---|---|
| No sales tax (OR, MT, NH, DE) | $0.00 | $40.00 | $8.00 | $48.00 |
| 6% | $2.40 | $42.40 | $8.00 | $50.40 |
| 7% | $2.80 | $42.80 | $8.00 | $50.80 |
| 8% | $3.20 | $43.20 | $8.00 | $51.20 |
| 8.875% (New York City) | $3.55 | $43.55 | $8.00 | $51.55 |
| 10.25% (Chicago area) | $4.10 | $44.10 | $8.00 | $52.10 |
Tipping post-tax instead costs $0.64 more here, and is perfectly acceptable — tax and tip explains why card terminals do it that way.
Frequently Asked Questions
How much do you tip on $40?
The standard US tip on $40 is 18 to 20 percent, which is $7.20 to $8.00. That brings your total to between $47.20 and $48.00.
What is a 20 percent tip on $40?
A 20 percent tip on $40 is $8.00, making the total $48.00. To get it quickly, find 10 percent ($4.00) and double it.
What is a 15 percent tip on $40?
A 15 percent tip on $40 is $6.00, for a total of $46.00. Fifteen percent is the low end of normal for US table service.
How much is $40 split between four people with tip?
With a 20 percent tip the total is $48.00, so four people pay $12.00 each. At 18 percent it is $11.80 each.
Other Bill Amounts
The same breakdown for the amounts people look up most often.